Yes Premia Credit Card Review

By | March 27, 2021

Yes bank has launched its card named ‘Premia’, this card is placed one step below Yes Preferred and a step above Yes Prosperity Credit Cards. Yes Premia is launched as a premium card, to give competition to HDFC Regalia First & Amex MRCC.


Type of feeCharges
Joining feeRs.1599+Tax
Renewal feeRs.1500+Tax
Foreign currency markup2.50%
Interest rate3.5% per month on revolving credit
3.0% per month on card issued against Fixed Deposit

* Application fee waiver on spending INR 1,50,000 within 12 months.

Reward Points

  • 8RP on spending INR200 on retail spend.
  • 6RP on spending INR200 on other spends.
  • 750 Reward Points on each YES Pay Now registration.
  • Avail 25% discount on movie tickets booked on BookMyShow Website or Mobile App.

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Reward Redemption

You can redeem this points against flight/hotel booking, movie tickets, at dining partners. You can also use them against e-vouchers of Aeropostale, Amazon, Allen Solly, etc.

Reward points are also used for credit card bill payment and for charity as well. You can also share your reward points with your friends and family.

Yes Premia


Age Criteria: Minimum 21 years to maximum 60 years

For Salaried Individual: Rs.80,000 per month
For Self Employed: ITR of Rs.8 lakh or above

Lounge Access

  • Domestic: 2/Qtr via Mastercard lounge program
  • International: 2/Yr Via Priority Pass lounge program

Golf Access

  • Enjoy waiver of 4 Green Fee at select golf courses in India.
  • Enjoy one complimentary Golf Lesson every calendar month at select golf courses in India.
Yes Premia

Fuel Surcharge Waiver

1% fuel surcharge waiver on transaction between Rs.400-5000.

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Bottom Line

Yes Premia is a good card if you’re already using Yes Bank’s credit card. The rewards provided are simply decent and reward redemption options are good. After going through major disturbance once again Yes Bank is operating with its full potential.

If you got opportunity to upgrade to this card then don’t let the opportunity waste. This will take you one step closer to Yes Preferred card.


How do I register for MasterCard® Secure Code?


  • Secure your online transactions with MasterCard® SecureCode™
  • Click here to create your 3D Secure Password

How to redeem Reward Points?

You may redeem the Reward Points on your YES BANK Credit Cards as below
a) Rewards Catalogue: You can redeem your Reward Points against wide range of product categories like Electronics and Mobiles, Gift Cards and Vouchers, Personal care, Air Miles conversion and many more. Check out our catalogue often with new products constantly being added basis the latest trends.
b) Bookings (available on select Credit Cards): For instant redemption, our Bookings section allows you to:

  • Book flight tickets across 260+ airlines
  • Stay across 6 lakhs+ hotels around the world
  • Book movie tickets across 865+ screens

To start redeeming, log on to or call YES Rewardz
Customer Care at 1800 419 0600.

How do I contact YES BANK Credit Cards Customer Care?

You may contact us on our 24*7 YES TOUCH Customer Care on the below numbers
a) YES FIRST Credit Cards

  • 1800 103 6000 (Toll Free for Mobile & Landlines in India)
  • +91 22 4935 0000 (When Calling from Outside India)
  • Email us at [email protected]

b) YES Prosperity Credit Cards

  • 1800 103 1212 (Toll Free for Mobile & Landlines in India)
  • +91 22 4935 0000 (When Calling from Outside India)
  •  Email us at [email protected]

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