Snapdeal HDFC Bank Credit Card Review 2021

By | March 29, 2021

HDFC is the first bank who launched the e-commerce card in collaboration with Snapdeal. The card named ‘Snapdeal HDFC Bank Credit Card’. The card was launched with the aim to make its customers more inclined towards digital payment over COD.

Other cards by Flipkart & Zomato was launched after the success of this card. The card will provide its customers due ease and flexibility to complete payments online with better reward earnings.

snapdeal

Fees

Type of FeeCharges
Joining FeeRs.500+GST
Renewal FeeRs.500+GST

* Renewal fee waiver on spending Rs1.5 lack in a year.


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Benefits

The major benefits of this card is that it provides rewards in the form of cashback from various apps like, OLA, cleartrip, freecharge & more. It also provides 500 bonus point as welcome reward along with Rs.2000 Snapdeal discount vouchers.

  • 2RP = Rs.1

Which means that you will get Rs.2250 worth vouchers as welcome gift, which is simply amazing. It also provides 5% discount at Snapdeal everyday. This card suits all of those who are much into online shopping. Because this card provides you cool offers every time you pay on e-commerce using this site.

Features

  • 2RP on every Rs.150 spends
  • 10X rewards points on Snapdeal
  • 1% fuel surcharge waiver on average monthly spends of Rs.2500
  • Rewards on all other average monthly spends of Rs.10,000

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Bottom Line

I already mentioned that this card is good for the people who are inclined towards online shopping. But the drawback with this card is that it is limited to Snapdeal only. And there are few people you used to purchase from Snapdeal, this should be much more effective if they include some more partners.

This card is beneficial for those only who use Snapdeal for their online purchase and freecharge for recharge purpose. Otherwise you can go for other entry level card like Citibank Cashback credit card or Indusind Platinum Aura credit card.

But this initiative from HDFC opens market for many commercial cards in the near future. HDFC is the first bank who launched the e-commerce card in collaboration with Snapdeal. The card named.

snapdeal

FAQ’s

What is the joining fee?

Joining fee for HDFC Snapdeal credit card is Rs.500 including taxes.

Does credit limit increase automatically?

Automatic Credit Limit Increase

Some credit card issuers automatically raise your credit limit as you handle credit responsibly. Many credit card issuers review accounts periodically and automatically raise the credit limit for cardholders who meet their criteria.

What is renewal fee waiver?

Renewal fee waiver on spending INR1.5 lakh in a year.

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