Indusind Bank Signature Legend Credit Card Review

By | March 1, 2021

Indusind Bank has launched its credit card under visa variant. They called it as Signature Legend Credit Card. They had designed it to offer some finest offering to its customers.

Signature Legend Credit Card is counted amongst the premium cards of the country. Is is more beneficial in terms of reward system and will beat their own Pinnacle credit card if used with strategy.

So let us understand its rewards and offerings.

signature legend credit card

Joining Fees

Joining FeeAmount
Without couponsRs.10,000+GST
With couponsRs.25000+GST
Variant AvailableMastercard/Visa

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Signature Legend Credit Card Eligibility

  • Applicant’s age should be between 21 and 65.
  • Applicant should have a stable monthly income.
  • Income ITR
  • For Salaried Individuals : 48 LPA
  • For Self Employed : 60 LPA


Earn big on each spend using your credit card for shopping, booking movie tickets, bill payments and more.

Weekday Spends1RP on Rs.100 spend
Weekend Spends2RP on Rs.100 spend
1 RP = Rs.1
signature legend credit card

Bonus Earnings

Earn 4,000 bonus reward points on spending ₹ 6,00,000 or above within one year from the date of issue of your credit card.

So if you can spend 6 Lakhs in a year, all on weekends, this is what you get: Rs.16,000 as cash credit (Rs.12,000 Regular points + Rs.4,000 Bonus Points).

If anyone use this card with the strategy mentioned above, he/she will not be required to upgrade to Pinnacle card.

Apply Now

Signature Legend Credit Card Benefits

Welcome Benefit :

  • Oberoi Hotel: Indulge in best-in-class luxury and pamper your senses at the Oberoi Chain of Hotels. Enjoy a complimentary stay at your favorite Oberoi Hotel in the country.
  • Montblanc Voucher
  •  Vouchers from Yatra, Charles and Keith, Louis Philippe, Hush Puppies, Urban Ladder and more.

Golf Benefit

Gain exclusive access to some of the most picturesque golf courses and golf clubs in India.

signature legend credit card

Travel Benefit

  • Priority Pass Program:

Enjoy a waiver on foreign currency mark-up on your foreign currency transactions (foreign currency mark-up will be charged at 1.8%).

The foreign currency mark-up will be charged at 3.5%, and the differential amount will be credited at the end of the next calendar month to the cardholder’s card account.

Annual MembershipPriority Pass Annual Benefit
Priority Pass MembershipUSD$99×2USD198
  • Travel Plus Programme:
ProgramTravel InsuranceLounge UsageEnrolment FeeAnnual Saving
Travel PlusYes Maximum of 8 lounge usage/year of value $27Rs.5000/annumRs.12960 (approx.)
  • Travel Insurance
Insurance CoverageMoney Covered
Lost BaggageRs.1,00,000
Delayed BaggageRs.25,000
Loss of passportRs.50,000
Lost Ticket Rs.25,000
Missed connectionRs.25,000
signature legend credit card


  • Pre Trip Assistance
  • Hotel Reservation
  • Flight Booking
  • Sports & Entertainment Booking
  • Flowers & Gifts, more

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Auto Assist

  • Roadside Repair Service
  • Emergency Fuel Supply
  • Flat Tyre Service
  • Lost Keys
  • Battery Service
  • Emergency Towing Assistance

Air Accident Cover

With the IndusInd Bank Legend Credit Card, you also get a complimentary personal air accident insurance cover of up to Rs.25,00,000.

Airport Lounge Access

Domestic lounge: 2/quarter

Bottom Line

Indusind Signature Card has decent rewards to offer you. The services and benefits provided by this card is simply amazing. Roadside assistance and Insurance is ace amongst all. Very few cards provide such benefits.

If you want to maximize returns then try to spend more on weekends, instead of weekdays. But overall the card is beautifully crafted and have good services. You should apply for this if you’re eligible.

Apply Now


How to apply for a credit card?

Please select a card that suits your needs and apply online. Please note that if your city is not featuring in the drop- down menu for city of residence, it implies that IndusInd Bank is yet to launch operations in your city. In that case you will not be able to apply for an IndusInd Bank Credit card. Alternatively, you can also call on 24-Hour helpline number 1860 267 7777 and apply for our credit card.

How are interest rates calculated on an IndusInd Bank Credit Card?

Interest is calculated on a daily basis on the current outstanding balance of the Cardholder. It is levied if Total Amount Due is not paid off by due date. Interest is also levied on all fee, charges, interest and service tax. Interest rate of 3.83% per month (46% per annum) will be applicable initially.

Can my family members use my IndusInd Bank Credit Card?

No, your IndusInd Bank Credit Card is for your personal use only and cannot be used by any third person. However, you may gift an add–on card to your family members that can be used by them. All charges & payments for transactions made on add–on cards will have to be borne by you.

What is an IVR transaction?

Interactive Voice Response i.e. IVR transactions are transactions that you carry out over the telephone where you provide your Credit Card number on an automated system to make payment to the vendor for purchase of goods, services etc. e.g. Account recharge on a TATA SKY helpline.

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