HDFC Bank, a big name in the credit card industry. It always comes up with better services and products. HDFC Infinia Credit card is one of the finest and premium credit card the country has. It is designed specially for ultra rich Indians. This Infinia credit card denotes limitless possibilities in every aspect like Rewards, Lounge access, card linked benefits, etc
Here we have covered some important points about the HDFC Infinia credit card.
Fees & Charges
|Joining Fee: Rs.10,000/- + Applicable Taxes|
|Renewal Membership Fee: Rs.10,000/- + Taxes|
|Welcome Benefit: 1000 Reward Points|
Complimentary Club Marriott membership for a year that offers up to 20% discounts.
|Renewal Fee Waiver: Spend 8 lakh or more in the 12 months to get fee waiver.|
HDFC Infinia Credit Limit
Infinia Credit Card falls under “Visa INFINITE” or “MasterCard World” and comes with a minimum credit limit of 8-10Lakhs. The card has a unique feature of NPSL(No pre set limit). Which means they may “temporarily” increase the limit if you inform the “Infinia Support Team” prior. This feature is unique to Infinia and is not applicable to any other HDFC card.
|Earn 5 Reward Points on every Rs.150, on all retail spends including Insurance, Utilities, Education and Rent Pay.|
|Earn up to 10 times Reward Points on your travel and shopping spends on Smartbuy.|
|Earn 2 times Reward Points on your Dining spends at stand-alone restaurants.|
|Default Reward Rate: 3.3%|
|Accelerated Reward Rate: 6.6% (2X on Dining/airvistara/hdfc bank infinia)|
|Accelerated Reward Rate: 33% (10X with limited partners)|
You can redeem Reward Points on the dedicated portal on SmartBuy here. Reward Points can be redeemed for:
- Flight and Hotel Bookings
- Premium Products & Vouchers
- Curated Global Experiences
Other Benefits of HDFC Infinia credit card:
|Complimentary Club Marriott membership for first year|
|Unlimited airport lounge access across the globe for Primary and Add-on member|
|Foreign Currency Markup : Lowest markup fee of 2% on all foreign currency transactions.|
|Zero Cost liability|
|Interest Free Credit Period : Up to 50 days of interest free period on your HDFC Bank Infinia Credit Card from the date of purchase|
You can enjoy unlimited complimentary lounge access at airports within and outside India at 1,000+ airport lounges using Priority Pass. For Lounge visits within India, Infinia Primary Cardholders can avail 4 complimentary lounge access per quarter. A transaction fee of Rs. 2 will be charged to your credit card for the lounge access
Priority Pass Membership
Primary card and add-on Card holders may utilize the refreshment and business center facilities at these lounges. Please note that the presentation of the Priority Pass card at the participating airport lounge is mandatory to avail access. The access and usage at all Priority Pass lounges is complimentary only for Primary and Add on Priority Pass holders. All guests visits using Priority pass would be charged at US $27 + GST per visit per guest
HDFC Infinia Good food Trail Program:
Good food trail program gives you the opportunity to take the finest dining experience. It provides various kinds of offer, as mentioned below;
Get complimentary Dineout passport membership for a year that offers
- Assured flat 25% off at 2000+ premium restaurants
- 1+1 on buffet at 200+ restaurants
- 1+1 on Food / Drinks on select restaurants
- Zero convenience fee
- Early access to events and festivals such as GIRF
Get additional 15% off on all your bill payments via Dineout Pay (10k + restaurants)
|Accidental Air Death cover: Rs. 3 Crore|
|Overseas medical emergency cover: Upto Rs.50 lakh|
|Credit Shield Cover: Rs.9 lakhs|
HDFC Infinia Customer Support:
Infinia has dedicated customer support, who can really help you regarding your queries. The customer support is knowledgeable and very helpful. They save a lot of your time by helping you with your travel planning, bookings, leisure activities and more. They have customer support available throughout the world. The services provided by them are;
|Global Personal Concierge – 24 X 7|
|Customize your travel, entertainment, and business experiences with our Global Concierge Assistance|
HDFC Bank Customer Service
|Toll Free: 1800 266 3310|
|Toll Free: 1800 102 3310|
|Landline: 022-6171 7606|
|E-mail: [email protected]|
Unless or until you’re so much bothered about air miles, there is no better credit card you can ever have in India except Infinia, especially for Priority Pass. However, as you see, getting approved for one is not that easy. If you’re finding it tough to grab one, consider going for Diners Black Credit Card as its even better with 10X rewards, yet acceptance is not guaranteed.
What are the various products/ services offered on SmartBuy?
HDFC Bank has tied up with various partners for flight, bus & hotel booking, experiences booking, DTH recharge and e-tailing. Please look at our portal for new and updated partners on on-going basis.
Should I register to purchase on SmartBuy?
Yes. You can purchase and make payment by providing just your email ID and/or mobile number. By creating your own SmartBuy account, you will be able to track your order, look at past order history.
You can use your existing SmartBuy registered mobile number to log into SmartBuy Infinia customized website.
What is a Redeem points Booking?
When you book Flights, Hotels, Experience and recharge DTH on HDFC Bank SmartBuy Infinia https://offers.smartbuy.hdfcbank.com/infinia using your Infinia Credit Card points (for complete order value or partial order value), the booking is termed as Redeem Points Booking, as you are using your Reward Points to pay for these transactions.
My login is blocked. How can I unblock it?
If you enter the password wrongly for 5 continuous attempt, the SmartBuy account will be blocked for security reasons The blocked login will be unblocked automatically the next day. Alternatively, you can call our SmartBuy customer support and get the login unblocked.
Unless or until you’re so much bothered about air miles, there is no better credit card you can ever have in India except especially for Priority Pass. However, as you see, getting approved for one is not that easy. If you’re finding it tough to grab one, consider going for Diners Black Credit Card as its even better with 10X rewards, yet acceptance is not guaranteed.