HDFC Diners Club Premium Credit Card Review

By | March 31, 2021

Diners club in collaboration with HDFC has launched various cards in the country. Its Premium card is placed above HDFC Diners Rewardz & below Diners Black. Diners Premium variant stands equal to HDFC Regalia. Both of this have reward rate nearly 1.3%.

Diners provide better privileges when it comes to travel benefits. Now let us see the fees, benefits offered by Diners.

Diners Premium Card Fees & Charges

Type of chargesAmount
Joining feeRs.2500+Taxes
Renewal feeRs.2500+Taxes
Foreign exchange markup2%+GST

* Renewal fee waiver on spending INR3 lakhs in a year.

Diners Premium

Diners Premium Card Eligibility

Customer ProfileCriteria
SalariedAge        : Min 21 yrs & Max 60 yrs.
Income : Net Monthly Income greater than Rs60,000 per month.
Self-employed Age        : Min 21 yrs & Max 65 yrs.
Income : ITR more than Rs7.2 Lakhs per annum

Know More

Diners Premium Card Reward Rate

  • 4 RP on Rs.150 Retail spends.
  • 1 RP= Rs.0.50 or 0.50AirMile

Here you can see the reward points are almost equal to Regalia card. Btw you can redeem points against flight/hotel booking.

*The capping of reward points is only on the accelerated 10X program and not on any other spends which follows the Regular reward points.

Reward point validity

Reward points are valid for only 2 years from the date of accumulation.

Also Read
Yes Premia Credit Card


  • 10X Reward points on international spends.
  • 2500RP as welcome benefit
  • 6 complimentary access to 1000+ lounges throughout the world in a year.
  • Air accident cover up to Rs.1 crore.
  • Credit liability cover up to Rs.9 lakh.
  • Travel Insurance of Rs.50,000 on baggage delay.
  • 24X7 concierge.

Bottom Line

This card is good for you if you are a frequent traveler. The rewards provided give best result if you redeem them against flight booking as it offers premium airlines to redeem points against.  

Diners club often run 10X rewards promotion with selective brands which might be a major reason for you to own this card apart from its usual travel benefits. But one drawback with Diners is that it is acceptable at less places hence always keep a complimentary card in case, if required.


What are my options if I need access to cash?

Diners Club offers a variety of convenient ways to access cash: Club Cash (ATM) and over-the-counter cash access is subject to local availability, terms and conditions, and is subject to the service provider obtaining authorization from Diners Club.

Is there a transaction fee for cash advances from ATMs?

Each time you use your Card at an ATM, a transaction fee will be assessed. The fee is the greater of $4 or 4% of your cash advance total and will appear on your next monthly billing statement. This fee is in addition to any fee charged by the ATM owner.

Is there a fee to access a Diners Club International airport lounge? Can I bring a guest?

Access to most of our airport lounges is free to Diners Club Cardmembers, however some locations may require a fee for cardmembers or any guests. If you have any questions, please contact Diners Club Customer Service at 1-800-2DINERS (1-800-234-6377).

What should I do if I've lost my plane tickets or other key travel documents?

Call the Diners Club Benefits Assistance Center at 1-877-764-3576 or from outside the U.S., call collect at 904-636-3647

Who can I contact if I need help while I'm on a trip?

Contact Travel Assistance Services, our travel assistance service, toll-free at 1-877-764-3576 or from outside the U.S., call collect at 904-636-3647. The Assistance team is on duty internationally, 24 hours a day, 7 days a week.

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