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What is 10X Reward
HDFC 10X rewards is an accelerated reward program, where you will get 10 times of what you get usually as reward. But you will get this only if you hold HDFC Infinia or Diners Black Credit Card.
You will get 10X reward only with selected partners, not with every merchant you deal. Although they have covered everything from shopping, travelling to dining and more. Hence, there come very few chances where you may miss 10X reward system.
Smartbuy 10X Rewards Program
On making transactions through credit card or debit card via smartbuy, you will get rewards or cashbacks. Accelerated rewards is available for Infinia & Diners Black, and other cards get rewards in the form of cashback.
Have a look at the smartbuy reward allocations:
| Category | HDFC Bank Credit / Debit / Prepaid Card | HDFC Bank Infinia & Diners Club Black | ||
| Platform Benefit | Bonanza offer | Total Benefit | ||
| Flights | 2.5% cashback | 2.5% cashback | 5% cashback | 10X Reward Points |
| Hotels | 2.5% cashback | 2.5% cashback | 5% cashback | 10X Reward Points |
| Bus | 2.5% cashback | 2.5% cashback | 5% cashback | 10X Reward Points |
| Instant Voucher | 2.5% cashback | 2.5% cashback | 5% cashback | 10X Reward Points |
| Rail | 2.5% cashback | 2.5% cashback | 5% cashback | 5X Reward Points |
| Amazon | 2.5% cashback | 2.5% cashback | 5% cashback | 5X Reward Points |
| Flipkart | 1% cashback | N/A | 1% cashback | 3X Reward Points |
| Compare & Shop | 1% cashback | N/A | 1% cashback | 3X Reward Points |
Maximum Cap
| Credit Card | Maximum Cap |
| HDFC Bank Infinia Credit Card | 15,000 reward points |
| HDFC Diners Club Black Credit Card | 7,500 reward points |
| HDFC Diners Club Privilege Credit Card | Rs.2,000 cashback |
| HDFC Regalia Credit Card | Rs.2,000 cashback |
| HDFC Regalia First Credit Card | Rs.1,000 cashback |
| Diners Club ClubMiles / Premium / Reward Credit Card | Rs.1,000 cashback |
| Other HDFC Credit and Debit Cards | Rs.1,000 cashback |
*Maximum Cap reset takes place every calendar month.
Diners 10X Rewards Program
Diners reward program has now become bigger and they have included more ways to earn rewards. Be it travel, shopping, lifestyle or more, you will get decent returns on all this transaction.
Affiliated Brands:
- Lakme Salon
- Cure.fit
- Dermalogica
- Ola
- Crocs
- Arrow
- Gap & (NNNOW.com, Calvin Klein, Sephora, Tommy Hilfiger, Flying Machine & many more….)
* This offer is valid from 1 March to 31 March
How to avail this offer?
To be eligible for the offer, simply pay using your HDFC Bank Diners Club Credit Card at the merchant outlet/website/app/checkout. Payment has to be done directly using the HDFC Bank Diners Club Credit Card.
- Any wallet payments will not be eligible even if wallet is refilled using HDFC Bank Diners Club Credit Card.
- Ola cab bookings on Micro, Mini, Prime, Auto, Bike, Rentals and Outstation cab done with Diners credit card as payment option are eligible for 10X.
- Ola Money Postpaid payments, Wallet uploads, self-drive bookings and categories other than cabs are not eligible for 10X.
- Transactions done on POS terminals using HDFC Bank Diners Club credit card at given list of Lakme Salons are eligible for 10X. Any other franchise of Lakme Salon or online store/mode of payment is not eligible for 10X
- Transactions done on cure.fit app and website are eligible for 10X
- Transactions done on nnnow.com are eligible for 10X
- EMI transactions are not eligible for this offer
FAQ’s
What are the various products/services offered on SmartBuy?
HDFC Banks has tied up with various partners for flight, bus & hotel booking, bill payments and e-tailing. Please look at SmartBuy portal for new and updated partners on on-going basis.
Should I register to purchase on SmartBuy?
No. You can purchase and make payment by providing just your email ID and/or mobile number. Though it is not mandatory to have an account to purchase items or make payment, it is recommended that you create one. By creating your own SmartBuy account, you will be able to track your order, look at past order history.
My login is blocked. How can I unblock it?
If you enter the password wrongly for 5 continuous attempt, the SmartBuy account will be blocked for security reasonsThe blocked login will be unblocked automatically the next day. Alternatively, you can call our SmartBuy customer support and get the login unblocked.