Yes Bank’s Yes Private Prime Credit Card

By | March 16, 2021

Yes Private Prime Credit card is the most exclusive card provided by Yes Bank. Ever since Yes Bank is in business, it is continuously coming up with various credit cards for its customers. Be it cashback cards for beginners, reward cards, or super luxury cards. It is providing its services in each domain.

Yes Private Credit Card is launched for high-net-worth individuals of the country. Till this point, you got a clear picture of the card and its eligibilities. Yes Bank keeps on running aggressive offers from time to time.

This amazing super premium luxury card comes in the range of HDFC Infinia & Amex Centurion.

yes private credit card

Charges

This card is for those who has high transactions with Yes Bank.

Type of feeAmount
Joining feeRs.20,000+Taxes
Renewal feeRs.10,000+Taxes
Foreign currency markup1.75%

* Renewal fee waiver is available on spending more than Rs.20,00,000 in a year before the renewal date.

This is an invitation card only. No one can apply for the card as per their needs. It is designed for highly affluent people of the country, which makes it an elite card.


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Rewards

yes private credit card rewards
  • Welcome Benefit: 10,000 RP on your first transaction; the first transaction is to be done within 90 days of opening the card.
  • 2 RP on Rs.100 on domestic spends
  • 3 RP on Rs.100 international spends
  • 1RP= INR 1

Benefits

  • As a Yes Private cardholder, you will get three add-on cards for your family members.
  • Fifty days interest-free period on your credit purchase.
  • Fuel Surcharge waiver on all petrol stations in India, transactions between Rs.400-5,000.
  • 1.2%/month of interest rate on revolving credit for Yes Bank savings account holder.
  • 1.99%/month of interest rate on revolving credit for Non-Yes Bank account holder.
  • You can withdraw up to 30% of your credit limit at nominal charges.

Eligibility

By invitation only

Wellness

yes private credit card wellness

Advance Medical Facilities:

  • Coverage for self, children, spouse, and parents.
  • Personal Health Advisor
  • Treatment under special medical staff
  • Availability of more than 10,000 medical advisors all over the world
  • Proper medical support before, after, and during medical treatment.

Aatmantan Wellness Resort

Aatmantan has its services in some places near Mumbai. You can have access to these resorts any time with the help of a Yes Bank Private Credit card. Aatmantan is a holy amalgamation of three words: Atma (soul), Mann (mind) & tann (body).

Aatmantan offers its guests result-oriented wellness experiences, such that they return to their daily lives healthier, happier, and transformed!

The services provided in retreats are:

  • Individual Wellness Consultation
  • Body Composition Analysis
  • Postural Assessment
  • Yogic Kriyas
  • Wellness Departure consultation
  • 1 Daily Treatment ( choice between Indian Herbal Massage, Aromatherapy, or Invigorating massage)
  • Complimentary upgrade to Asoka/Arjuna room with balcony

Lifestyle

Yes Bank's Yes Private Prime Credit Card benefits

It provides an Oberoi E-voucher worth Rs.9000 as an annual or joining benefit. You can redeem this voucher in any of the Oberoi hotels and some of the Trident hotels. As a Yes Private cardholder, you also get offers on movie tickets as well. Buy one, get one offer applies on paying through the prime card.

You can even get 50% off on various event tickets on paying through prime card.

  • Golf Benefits:
    • 12 rounds of green fees for a year which means three games of green fees in a quarter
    • Four complimentary green fee access, or we can say that one free access per quarter.
    • 12 golf lessons per year or, in other words, 3 per quarter

Insurance Coverage

Yes Bank's Yes Private Prime Credit Card Lounge Access
  • Air accident cover: Up to INR 1 Crore
  • Emergency Hospitalization: INR 1 Crore, in case of emergency during an international trip
  • Credit Shield: Rs.15 lakhs

Lounge Access

  • International Lounge: 4 visits per year (1/quarter)
    • USD 27+ Tax is charged on the visit of partner guest (one who is not cardholder but is a card holder’s guest) after 5 free visits.
  • Domestic Lounge: 4 complimentary visits per year. And unlimited paid access (charged according to their prevailing rate).

Also Read
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Airport by Invitation Services

On departure:

  • Airline check-in and all security procedures carried out in the privacy of your own lounge
  • Luggage checked in and taken from the lounge
  • Private, chauffeured car to take you from the VIP suite to the aircraft
  • Option to board the flight last or first

On arrival:

  • Private, chauffeured car waiting on the tarmac to take you from the aircraft to the VIP suite
  • Refreshments will be served at the private lounge
  • Customs and immigration clearance is carried out privately in the lounge only

Luggage is delivered directly into the private lounge where you have completed your immigration service.

Our Suggestion

This is the super-premium card of the country, which is available only for high net worth individuals of the country.

This card is available by invitation only. You can not apply for the card. But the rewards and offers provided by the card are extraneous.

This card gives luxurious services to its customers. Plus, the benefits offered are excellent. Yes private card has included lounge access to the golf course, wellness benefits, travel benefits, luxury concierge, etc.

If anytime you get opportunity to get this card by Yes Bank, do not say no to it.

Features

yes private credit card  features
  • Foreign currency markup: 1.75%
  • Welcome Bonus: 10,000 RP on first transaction
  • Interest rate: 1.2% per month
  • Credit Shield: Rs.15,00,000
  • Lounge access: 4 complimentary (customers should have to pay more than 4)
  • Golf access: 12 per year
StrengthWeakness
Amazing welcome bonus Limited free lounge access
Low-interest rate
Airport assistance

Bottom Line

It is not the end of the specifications of the card. There is a lot more provided by them, and they all are impressive for their high-class customers. If we talk about rewards, then it is good. About 2.5% of cashback has been offered. Welcome benefits provided are also unique in terms of tips.

Well, there is not much or not less to say about the card. There is just one word, ‘Extraordinary’ for this. It is designed entirely for the super-elite class of the country. As we mentioned, that card is by invitation only. It is for those individuals who don’t care about savings and focuses majorly on quality services.


FAQ’s

Can someone else use my Card to gain access to a lounge?

No, only the cardholder is allowed to use the card for lounge access. However, your guest is permitted to accompany you in the lounge on some minimal charges. But cardholders should have to be present there with passports and valid bookings.

How to apply for Yes Private Prime Credit card?

No, you can not apply for the card. It is an invite-only card, and one can only get this if Yes bank thinks of them as a potential cardholder.

What are the perks of having a Yes Private Card?

Yes Private cars is one the top invite only card the country has.

It offers a lot of services which will amaze you. It has tried its best to provide luxurious services to its customers. Many services are difficult to mention here. Hence, check out our full review of the Yes Private card. CLICK HERE

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