Standard Chartered Super Value Titanium Credit Card Review

By | April 7, 2021

Although SC Super Value Titanium credit cards are not much rewarding in terms of reward points and redemption, this card is unlike other SC cards. It is considered the best rewarding card in terms of rewards against fuel. Or you can also call it a fuel card.

It provides the highest of all returns when it comes to fuel, which is not even offered by premium or super-premium cards. Now let us see what is there in the card.

Standard Chartered Super Value Titanium Credit Card Review

SC Super Value Titanium Card Fees

Particular Description
Joining FeeRs.750+GST
Joining Benefit100% cashback up to INR 1500 at Fuel Pumps
within first 90 Days
Renewal FeeRs.750+GST
Renewal Benefit Fee reversal on spending Rs.90,000 in a year


You can get 5% cashback on following:

  • Fuel
  • Utility Bills Payment
  • Telecom Bill Payment

Condition for cashback

  • for fuel: bill should not more than Rs.2000 per month
  • The maximum cashback per transaction is INR 100
  • The maximum cashback per month is INR 500

Also Read
Snapdeal HDFC Bank Credit Card Review

SC Super Value Titanium Eligibility

Standard Chartered Super Value Titanium Credit Card eligibility
  • For Salaried Applicants: Greater than Rs.55,000 per month
  • For Self Employed Applicants: Greater than Rs.55,000 per month

How To Apply?

You can apply for the card in the following manner:

  1. Visit the credit card application page of the Standard Chartered website
  2. Check up eligibility for the card
  3. Fill up all the information to apply for the card
  4. Submit all the necessary documents required for the credit card


  • Salaried:
    • Identity Proof
    • Address Proof
    • 1-month Payslip
  • Self Employed:
    • Identity Proof
    • Address Proof
    • 2 Year ITR

Our Suggestion

This is a basic card that offers fundamental rewards. This card also gives a maximum of its rewards on grocery shopping or online shopping.

The best thing this card offers you is 5% cashback.

But the drawback of this card is that it does not allow lounge access or offers a fuel waiver. So you should go for this card if you only want a card for basic transactions.


Low joining feesNo lounge access
5% reward rate

SC Super Value Titanium Card Features

  • Reward Rate: 0.27%-5%
  • Complimentary lounge access: Nil
  • Foreign currency markup: 3.5%
  • Cashback on fuel, utility & telecom: Rs.6000 in a year

Bottom Line

It is a virtual card; nothing is exciting about the card except its cashback on fuel, utility & telecom. In this range, you can go for ICICI Coral which comes with complimentary lounge access and a decent reward point.

Instead of this you can also go for two of the HDFC card which lies in the same range.

  • HDFC Freedom Credit Card
  • HDFC Bharat Cashback Credit Card


How much is the interest charges?

The monthly interest rate is 3.49% per month & 41.88% annually on all the credit cards.

How outstanding amount on card is calculated?

The minimum amount due every month shall be higher than the following
(a) 5% of statement outstanding or

(b) the sum of all installments listed, the interest charged, fees, other charges, and the amount used by you above the limit and 1% of the principal

What will be my credit limit?

Your credit limit will be on your eligibility criteria and regular transactions. Also, on your past payment and credit score. The credit limit does not remain the same every time. It fluctuates depending on your repayment process.

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