Snapdeal HDFC Bank Credit Card Review 2021

By | March 29, 2021

HDFC is the first bank that launched the e-commerce card in collaboration with Snapdeal. The card is named ‘Snapdeal HDFC Bank Credit Card.’ Bank launched the card intending to make its customers more inclined towards digital payment over COD.

Other cards by Flipkart & Zomato were launched after the success of this card. This card has designed to provide ease of payment to its customers to earn good rewards in return.

Snapdeal HDFC Bank Credit Card Review


Type of FeeCharges
Joining FeeRs.500+GST
Renewal FeeRs.500+GST

* Renewal fee waiver on spending Rs1.5 lack in a year.

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Benefits & Rewards

Snapdeal HDFC Bank Credit Card Rewards

The major benefit of this card is that it provides rewards in cashback from various apps like OLA, cleartrip, freecharge & more. It also provides 500 bonus points as a welcome reward along with Rs.2000 Snapdeal discount vouchers.

  • 2RP = Rs.1

This means that you will get Rs.2250 worth of vouchers as a welcome gift, which is simply amazing.

It also provides a 5% discount at Snapdeal every day. This card suits all of those who are much into online shopping. Because this card gives you fantastic offers every time you pay on e-commerce using this site.


  • 2RP on every Rs.150 spends
  • 10X rewards points on Snapdeal
  • 1% fuel surcharge waiver on a maximum monthly spend of Rs.3000
  • Reward on every Rs.10,000 spend every month


  • Age: 18 years – 60 years
  • Occupation: Available for both self-employed as well as a salaried individual

The monetary requirement for the card has nowhere mentioned which means you have first to fill the application form for the card, after which the bank will connect you for further proceedings.

How to apply?

You can apply for the card in the following manner:

  1. You have to visit the get HDFC Bank website to apply for the card.
  2. Fill up all the information to apply for the card
  3. Submit all the necessary documents required for the credit card

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Documents Required

  • Identity Proof: 
    • PAN Card,
    • Aadhar Card,
    • Voter’s ID Card,
    • Driving License,
    • Ration Card
  • Address Proof: 
    • Aadhar card,
    • Voter’s ID,
    • Ration Card,
    • Electricity Bill,
    • Lease/Rent Agreement,
    • Utility Bills
  • Income Proof: Salary Slip of last 6 months
    • Bank Statement of last 6 months
    • ITR of an annual year

Our Suggestion

This card is beneficial for those who use Snapdeal for their online purchase and freecharge for recharge purposes.

Otherwise, you can go for another entry-level card like Citibank Cashback credit cards or Indusind Platinum Aura credit cards.


Snapdeal HDFC Bank Credit Card strength-weakness
10 Rewards Not much to offer
5% discount

Bottom Line

I already mentioned that this card is good for people who are inclined towards online shopping. But the drawback with this card is that it is limited to Snapdeal only. And there are few people you used to purchase from Snapdeal; this should be much more effective if they include some more partners.

But this initiative from HDFC opens the market for many commercial cards shortly. HDFC is the first bank that launched the e-commerce card in collaboration with Snapdeal.


What is the joining fee?

Joining fee for HDFC Snapdeal credit card is Rs.500 including taxes.

Does credit limit increase automatically?

Automatic Credit Limit Increase

Some credit card issuers automatically raise your credit limit as you handle credit responsibly. Card issuing company periodically reviews the account and increases the limit if they found it worth growing.

What is renewal fee waiver?

Renewal fee waiver on spending INR1.5 lakh in a year.

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