SBI Vistara Credit Card Review

By | March 4, 2021

SBI being the second-largest card issuer company in the country, joined hands with Vistara and launched a card. The credit card issued with premium Airline Vistara is named SBI Vistara Credit card.

The card is presented in two variants that offer various kinds of rewards. You can get complimentary flight tickets, hotel vouchers, lounge access, and more on the credit card spend.

SBI Vistara Credit Card Review

Club Vistara SBI Card (Basic)

Fees

Type of FeeAmount
Joining FeeRs.1499+Taxes
Renewal FeeRs.1499+Taxes
  • Welcome Bonus: 1 Economy ticket+ Club Vistara Base Membership
  • Reward Rate: 3 CV(Club Vistara) point one every Rs.200 spend (including fuel spend)
  • Lounge Access: 4 Domestic lounge access ( 1/quarter)
  • Foreign currency markup: 3.50%

Milestone Benefit

  • Milestone1: 1000 Bonus CV point on INR50,000 spend
  • Milestone2: 1 Economy Class Ticket on INR1,25,000 spend
  • Milestone3: 1 Economy Class Ticket on INR2,50,000 spend
  • Milestone4: 1 Economy Class Ticket+ hotel gift voucher worth Rs.5000

Insurance Benefit

Insurance CoverAmount
Lost card & fraud liabilityRs.1 lacs
Air AccidentRs.50 lacs
Lost baggage & personal documentsRs.72,000
 Baggage delayRs.7500
Baggage damageRs.2500
Loss of passportRs.12,500
 Free Flight cancellation4 in a year

Club Vistara SBI Prime (Premium)

SBI Vistara Credit Card

Fees

Type of FeeAmount
Joining FeeRs.2999+Taxes
Renewal FeeRs.2999+Taxes
  • Welcome Bonus: 1 Premium Economy ticket+ Club Vistara Silver Membership
  • Reward Point: 4 CV(Club Vistara) point one every Rs.200 spend (including fuel spend)
  • Lounge Access: 8 Domestic lounge access ( 2/quarter)
  • Foreign currency markup: 3.50%

Milestone Benefit

  • Milestone1: 3000 CV Points on INR75,000 spend
  • Milestone2: 1 Premium Economy ticket on INR1,50,000 spend
  • Milestone3: 1 Premium Economy ticket on spending INR3,00,000
  • Milestone4: 1 Premium Economy ticket on spending INR4,50,000
  • Milestone5: 1 Premium Economy ticket & Hotel Gift Voucher worth INR 10,000

Insurance Benefit

Insurance CoverAmount
Lost card & fraud liabilityRs.1 lacs
Air AccidentRs.1 crore
Lost baggage & personal documentsRs.72,000
 Baggage delayRs.7500
Baggage damageRS.5000
Loss of passportRs.12,500
Free Flight cancellation6 in a year

Our Suggestion

This card comes under two variants one is basic, and the other is premium. The plus point with both the card is that both offer Club Vistara membership.

The difference in the card lies in their reward rate and the lounge access. So, if you are a travel freak and like to explore new stations, then the basic card is enough for you.

But if you want additional and more benefit, or we can say lounge access program, you must choose Premium variant. But remember, the premium variant comes at a high price. Hence go for it if you really find it beneficial.

Eligibility

  • Age: 18 years – 60 years
  • Occupation: Available for both self-employed as well as a salaried individual

The monetary requirement for the card has nowhere been mentioned, which means you have first to fill the application form for the card, after which the bank will connect you for further proceedings.

Documents Required

  • Identity Proof: PAN Card, Aadhar Card, Voter’s ID Card, Driving License, Ration Card
  • Address Proof: Aadhar card, Voter’s ID, Ration Card, Electricity Bill, Lease/Rent Agreement, Utility Bills
  • Income Proof: Salary Slip of last 3 months
    • Bank Statement of last 6 months
    • ITR of an annual year

How to apply?

Apply for the card in the following manner:

  1. You have to visit the SBI website or nearby SBI branch to apply for the card.
  2. You can also apply it through the Vistara website
  3. Fill up all the information to apply for the card
  4. Submit all the necessary documents required for the credit card

Strength-Weakness

Strength Weakness
Club Vistara membershipBeneficial only for travelers
High reward rate
Amazing milestone rewards

Bottom Line

The cards are designed to bring you exclusive services. Its hotel and dining vouchers, along with free cancellation, make it unique. SBI decided to design this card after the success of the Axis Vistara Card. This card even gives you points on fuel spend.

Although, they provide only economy class tickets with both of the card types. We don’t know why they are not providing business class tickets with premium cards.

There should be any reason, but we hope to think about this matter and start providing business class tickets shortly.

Overall the card is good, on spending with strategy you will end up with good benefits.


FAQs

What is SBI Club Vistara Program?

Club Vistara is a program where your points are calculated on the value of your base fare. Being a Club Vistara member, you will earn more points at the time of fluctuating ticket prices.

Who is eligible for Tier Upgrade/ Extension?

All Club Vistara SBI Card PRIME holders who have paid their Annual Fee along with all the necessary documents are eligible for an upgrade.

How will CV points are credited to my account?

CV Points will be automatically credited to your account within 10 working days.

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