RBL Bank Platinum Maxima Credit Card Review

By | April 20, 2021

RBL Platinum Maxima is the semi premium card of the RBL Bank. It is designed to give some decent rewards to its customers. Now let us see what is offered in the card.


  • Joining Fee: Rs.2,000+Tax
  • Annual Charges: Rs.2,000+Tax
  • Welcome Bonus: 8,000 Points
  • Annual Fee Waiver: Spend Rs.1.5 Lakhs or more in the previous year
RBL Bank Platinum Maxima Credit Card Review


  • Earn 2 Reward Points for every Rs.100 spent on all your purchases
  • 5X Rewards: Earn 10 Reward Points for every Rs.100 when you use your card for dining, entertainment, utility bill payments, fuel and international purchases.
  • 1 Reward point = Rs.0.23 –Rs.0.25
  • Get one complimentary movie ticket free up to Rs.200 every month on purchase of 2 or more tickets at BookMyShow

Milestone Bonus

  • Use your card for purchases of Rs.2 lakhs or more in a year and get 10,000 reward points
  • Get additional 10,000 Bonus Reward Points on crossing Rs.3.5 lakhs of annual spends on the card

So, this card gives you amazing return on spending more than 3.5 lakhs in a year. See how much you can save:

  • Total Spend of 3.5L in a year = 10,000 Points
  • Bonus Points = 10,000+8,000 = 18,000 Points
  • Total = 28,000 Points = Rs.7,000 in Value
  • Reward Rate: 1.8%

Even basic cards from RBL can give 5% of returns but this card dead at 1.8% only. Which is not so attractive.

Also Read
SBI BPCL Fuel Credit Card Review

RBL Platinum Maxima Lounge Access

2 visits/quarter at all the domestic lounges

Bottom Line

RBL Platinum Maxima will give you good returns if you spend about 3.5 lakh in a year. Otherwise, you can go for Regalia or Regalia First which comes under the same annual fee & offer better features when compared to this.


What is RBL Bank Platinum Maxima card?

Annual Benefits worth Rs.20,000 Get 12 free movie tickets in the year on www.bookmyshow.com.

5X rewards on Dining, Entertainment, Fuel, Utility Bills & International transactions.

Earn 2 Reward Points for every Rs.100/- spent.

How do I close my RBL Maxima credit card?

  1. Cancel your card online without any hassles.
  2. Submit a written request to an RBL Bank branch.
  3. You can also make a call or write an email to them for card closure
  4. Visit nearby branch to do so

How do I apply for a RBL Platinum credit card?

Documents required for RBL Platinum Credit Card:

  1. Address Proof (Any one of the following)
  2. ID Proof (Any one of the following)
  3. Income proof and other documents required will be communicated by RBL Bank at the time of application.
  4. A recent passport-sized photo.

Can I withdraw cash from RBL credit card?

Yes you can easily withdraw money from ATM by using your credit card but keep one thing in mind that you have to pay some interest rate on the amount dispensed by you.

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