Kotak Delight Platinum Credit Card Review

By | April 16, 2021

Kotak Delight Platinum card is perfect for those who are more likely to eat out often and is much into travelling. Kotak by itself made this card keeping in mind the frequent traveler and foodies. It provides cashback on almost every transaction.

There exist very few credit cards which are designed for spending on restaurants & travelling. Now let us see what is offered in this card

Kotak Delight Platinum Fees & Charges

Fees & Other ChargesAmount
Joining FeeRs.1999
Renewal FeeRs.299
Add-on Card FeeRS.299
Interest Charged 3.50%
Foreign Currency Markup3.50%
Kotak Delight Platinum

Kotak Delight Platinum Features

  • 10% Cash-Back on Dining & Movie
    Condition: Dining & Movie Transactions up to Rs.4000 are eligible for cash-back
  • Fuel Surcharge Waiver
    • 1% fuel surcharge waiver on transactions ranging Rs.400 and Rs.4000.
    • Maximum saving through fuel surcharge is Rs.4000 in a year
  • Milestone Benefit:
    • Spend Rs.1,25,000 every 6 months and get 4 free PVR tickets or Rs.750 cashback.
    • Also on achieving milestone you will get 8 free PVR tickets or Rs.1500 cashback
  • Rs.1,25,000 cover in case of credit card get stolen

10 % cash-back on Dining and Movies on a monthly spend of Rs.6,000 will make you save Rs.7200 in a year. Accordingly making every transaction in the above mentioned quota will make you save good amount.

Cash-back earned in a month will be reflected in statement in the next month billing cycle. Redemption is totally hassle-free.

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Bottom Line

This card holds good if you spend Rs.6000 per month on eating outside. It helps you save almost RS.600 per month which will make you save Rs.7200 in a year which is 10% return on investment.

You can also use it with online food delivery partners like Swiggy & Zomato. You’ll get 10% cashback by paying through this form as well.


Whom has the Delight Platinum Card been designed for?

The Kotak Delight Platinum Card has been specifically designed for the High Income or High Net Worth individuals. They have kept in mind your lifestyle requirements and the relevant benefits so that you could derive the maximum out of it.

Why should I choose a Delight Platinum Card? Are there any specific benefits that I get?

Only Kotak Delight Platinum Card offers you a unique every time & every where advantage – 10% cashback on dining & movies. They give you the freedom to choose the restaurant you wish to dine at or a movie theatre you like to go to and avail of the cashback every time you use the Kotak Delight Platinum Card.

Is this Card valid internationally?

Yes, this Card is valid internationally.

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