Indusind Pinnacle Credit Card Review

By | March 7, 2021

Indusind Pinnacle credit card is one of the premium cards launched by the company for its luxury clients. It was designed keeping high spenders in mind.

This card has a spending limit and also had high joining fees. But now, this is not the case; now, it comes with fewer joining fees.

This allows you to enjoy a luxurious range of travel, lifestyle & golf privileges and also pay you for your spending.

Apply Indusind Pinnacle Credit Card

Here, in this content we have provided you all the details about the card that must be known to you.


Particular Description
Welcome FeeRs.15000+GST
Renewal FeeNil
Welcome Benefitvouchers worth Rs.15000

Very few premium cards come with zero renewal fees. Indusind has set a benchmark by providing this, even after reducing the joining fee.

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Reward Rate

Type of transactionPoints
Rs.100 spend on E-commerce transaction2.5 reward point
Rs.100 on E-com travel and airline transactions1.5 reward points
Rs.100 on E-com utility transactions1 reward point
Rs.100 on PoS, MoTo, IVR transactions and
Standing instructions
1 reward point


Welcome Bonus

  • A luxurious stay at Oberoi Hotels
  • Vouchers from Bata, Vero Moda, Aldo William Penn, Titan & more.
  • Luxe Gift card
  • Buy one get one free movie ticket with BookMyShow on booking with pinnacle card.
  • Discount Coupons for digital events like workshop, comedy, live music, and more

Travel Bonus

  • Priority Pass Program
Annual MembershipPriority PassAnnual Benefit
Priority Pass Membership$99 x 2$198 (Approx. Rs.9900)
  • Travel Plus Program
ProgramTravel InsuranceLounge UsageEnrolment FeeAnnual Saving
Travel Plus YesMaximum of 8 lounge usage/year of value $27Rs.5,000 per annumRs.12,960

Pinnacle Concierge

  • Pre-trip assistance
  • Hotel Reservation
  • Flight Booking
  • Sports & Entertainment Booking
  • Exclusive Booking


Indusind Pinnacle Credit Card Privileges
  • 4 complimentary golf sessions once a month
  • Movie tickets thrice a month
  • Priority pass membership for your partner as well

Pinnacle Lounge Access

International: 2/qtr via Priority Pass
Domestic: 1/qrt via MasterCard

Pinnacle Reward Redemption

This card is known for its ability to convert points to credit statement, but you can also use points against:

  1. e-Vouchers via Indus Moments
  2. Airmiles
  3. Cash Credit (1:1)


Indusind Pinnacle Credit Card Eligibility

Your income/ITR should be:

  • For salaried individuals: ₹ 10 lakh per annum
  • For self-employed: ₹ 12 lakh per annum

Documents Required

  • Identity Proof: 
    • PAN Card,
    • Aadhar Card,
    • Voter’s ID Card,
    • Driving License,
    • Ration Card
  • Address Proof: 
    • Aadhar card,
    • Voter’s ID,
    • Ration Card,
    • Electricity Bill,
    • Lease/Rent Agreement,
    • Utility Bills
  • Income Proof: Salary Slip of last 3 months
    • Bank Statement of last 6 months
    • ITR of an annual year

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Our Suggestion

IndusInd Pinnacle is a premium card developed by the bank for the premium customers of the country.

The bank charges only a one-time joining fee; after that, you do not have to pay any money to the bank for holding the card. This kind of concept is the first time applied to any premium card of the country.

It offers rewards in all the transaction areas, but the best part we found about cards is the complimentary golf course access. But it lacks in providing sufficient lounge access being a premium card.

How To Apply?

You can apply for the card in the following manner:

  1. You have to visit the IndusInd Bank website to apply for the card.
  2. Fill up all the information to apply for the card
  3. Submit all the necessary documents required for the credit card


Complimentary golf accessLess lounge access
2.5% reward rate
One time fee

Bottom Line

It is a nice card for those who are much likely to spend in online shopping. The reward points are decent for online shopping. Yet, it lacks in other lifestyle features.

It allows you to convert reward points to statement credit, which helps customers use their reward points better. Conversion of points to cash does not let rewards go to waste.

It provides a 2.5% reward rate, which is fantastic as the super-premium cards mainly provide this reward rate. The fee charged by them is also during joining. Hence it doesn’t even bother to give it a try.

Along with all these, Indusind provides exclusive banking services to its customers.

Pinnacle Assistance

  • Call us on 1860 267 7777 from your registered mobile number
  • Email Us at : [email protected]


I have applied for an IndusInd Pinnacle credit card. How will the long bank take to deliver the card?

After submitting all the required documents, a card will be delivered to you within 10-15 days.

Do all purchases attract an interest charge?

For the first 50 days, you will not be charged a single percent of interest rate; after this, you will be charged at the rate of 3.5% interest rate per month if you will not pay the outstanding amount.

What if I have forgotten my PIN?

In case If you have forgotten your PIN, log in to your account instantly or request for a new PIN at our helpline number 1860 267 7777

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