Indusind Iconia AmEx Credit Card Review

By | April 15, 2021

Indusind is not so active in providing credit card services to its customers. But still it has some good cards in its portfolio one of them is Indusind Iconia AmEx credit card. This card is designed especially to cater to your lifestyle requirement with tailor made rewards.


Indusind Iconia Fees

Types Of Charges Amount
Issuance Charges Rs.3,499
Annual Renewal FeeNil
Foreign Currency Markup3.50%
Interest Charged 3.83%/month

Here the most amazing thing about this card is that there is no annual fee. There exist very few card which came with no annual fee & this makes this card as ‘life time free‘ card.


  • Age should be between 18-60 years
  • Rs.3.50 lakh per annum salary for salaried individuals
  • Self employed are required to possess ITR of Rs.5 lakh

Indusind Iconia Rewards

  • 1.5RP on domestic/international spend of Rs.100 on weekdays
  • 2RP on spending Rs.100 on weekends
  • 1RP = Rs.1
  • 100RP = 100 InterMile

Iconia Welcome Benefit

You’ll get vouchers from following brands in the form of welcome bonus:

  • Montblanc
  • Luxe Gift Card
  • The Postcard Hotel
  • Vero Moda
  • Amazon
  • Flipkart
  • BigBazaar
  • Swiggy
  • Titan, many more

It offers approximately 25+ vouchers from different brands in the form of welcome benefit.

Also Read
ICICI Bank Coral Credit Card


Other Features

  • BookMyShow: Buy one get one ticket free
  • 1 golf session per quarter at the most stunning and luxurious golf clubs across India
  • 8 complimentary lounge access per year via travel plus program
  • Enjoy a waiver of 1% on fuel surcharge at any fuel station across India.
  • Auto Assist available in the whole country

On spending Rs.8000 on fuel in a year lets you save Rs.960 in a year. Which is 12% return.


24X7 concierge available, the services are:

  • Pre-trip Assistance
  • Hotel Reservation
  • Flight Booking
  • Sports & Entertainment Booking
  • Flowers & Gifts

Bottom Line

Can’t say much about the card as haven’t use it by myself, but the rewards offered is okay. Obviously welcome reward is much good as no other card offers this much as welcome bonus. But as I have heard that the customer support is little bit unsatisfactory here.

Well don’t know the actual thing but can only say that any one can keep this card as supplementary card along with some good belongs to American Express or HDFC Bank


Do all purchases attract an interest charge?

No, if your current balance is zero, you have a grace period of up to 50 days in which to make your payment. However, cash transactions attract an interest charge from the date of transaction till settlement date. Cash transactions also attract a transaction fee and applicable service charges.

What should I do if my Iconia card is lost?

In such case you can block it directly via internet/mobile banking or else you can call credit support executive to block the lost and also request for the new one.

Do my family use the card owned by me?

No your card is to used by you only. However they can use it in your presence but if you want a separate card for them then you can apply for add-on card for your family members.

But keep one thing in mind, the expenses made by them should be borne by you

In how much time I will get reversal of my credit card application?

Once the documentation is being complete, it will take 10-12 days to get the approval for the credit card.

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