Indusind Bank Signature Legend Credit Card Review

By | March 1, 2021

Indusind Bank has launched its credit card under visa variant. They called it an Indusind Bank Signature Legend Credit Card. They had designed it to offer some finest offerings to its customers.

Signature Legend Credit Card is counted amongst the premium cards of the country. It is more beneficial for a reward system and will beat their Pinnacle credit card if used with strategy.

Apply Indusind Bank Signature Legend Credit Card

So let us understand its rewards and offerings.

Joining Fees

Joining FeeAmount
Without couponsRs.10,000+GST
With couponsRs.25000+GST

This card is available in two variants Mastercard/Visa

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Signature Legend Credit Card Eligibility

  • The applicant’s age should be between 21 and 65.
  • Applicants should have a stable monthly income.
  • Income ITR
  • For Salaried Individuals: 48 LPA
  • For Self Employed: 60 LPA


Indusind Bank Signature Legend Credit Card Features

Using your credit card for shopping, booking movie tickets, & bills payment, you will get to earn more on each of your spendings.

  • Weekday Spends: 1RP on Rs.100 spend
  • Weekend Spends: 2RP on Rs.100 spend
  • 1 RP = Rs.1

Bonus Earnings

On spending ₹ 6,00,000 or above within one year, you become eligible to earn 4,000 points as a bonus reward.

Hence, spending Rs.6 Lakhs in a year, on weekends only, makes you earn Rs.16,000 as cash credit.

If anyone uses this card with the strategy mentioned above, he/she will not be required to upgrade to a Pinnacle card.

Documents Required

  • Identity Proof: 
    • PAN Card,
    • Aadhar Card,
    • Voter’s ID Card,
    • Driving License,
    • Ration Card
  • Address Proof: 
    • Aadhar card,
    • Voter’s ID,
    • Ration Card,
    • Electricity Bill,
    • Lease/Rent Agreement,
    • Utility Bills
  • Income Proof: Salary Slip of last 6 months
    • Bank Statement of last 12 months
    • ITR of an annual year

Signature Legend Credit Card Benefits

Indusind Bank legend card benefits

Welcome Benefit:

  • Oberoi Hotel: Indulge in best-in-class luxury and pamper your senses at the Oberoi Chain of Hotels. Enjoy a complimentary stay at your favorite Oberoi Hotel in the country.
  • Montblanc Voucher
  •  Vouchers from many big companies like Yatra, Charles, Keith, Louis Philippe, & many more.

Golf Benefit

It allows you to access some of the best golf courses in the country.

Travel Benefit

Indusind Bank Signature Legend Credit Card Benefits
  • Priority Pass Program:

Enjoy a waiver on foreign currency mark-up on your foreign currency transactions (the bank will charge foreign currency mark-up at 3.5%).

Bank will charge the foreign currency mark-up at 3.5%, and the differential amount will be credited at the end of the next calendar month to the cardholder’s card account.

Annual MembershipPriority PassAnnual Benefit
Priority Pass MembershipUSD99x2USD198
  • Travel Plus Programme:
ProgramTravel InsuranceLounge UsageEnrolment FeeAnnual Saving
Travel PlusYes Maximum of 8 lounge usage/year of value $27Rs.5000/annumRs.12960 (approx.)
  • Travel Insurance
Insurance CoverageMoney Covered
Lost BaggageRs.1,00,000
Delayed BaggageRs.25,000
Loss of passportRs.50,000
Lost Ticket Rs.25,000
Missed connectionRs.25,000


  • Pre Trip Assistance
  • Hotel Reservation
  • Flight Booking
  • Sports & Entertainment Booking
  • Flowers & Gifts, more

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Auto Assist

  • Roadside Repair Service
  • Emergency Fuel Supply
  • Flat Tyre Service
  • Lost Keys
  • Battery Service
  • Emergency Towing Assistance

Air Accident Cover

It provides you up to Rs.25,00,000 of air accident insurance cover.

How to apply?

You can apply for the card in the following manner:

  1. You have to visit the IndusInd Bank website or nearby Indusind Bank branch to apply for the card.
  2. Fill up all the information to apply for the card
  3. Submit all the necessary documents required for the credit card

Airport Lounge Access

Domestic lounge: 2/quarter

Our Suggestion

We recommend this card only if you keep this as your secondary card because there is no worth keeping this as the primary card.

The offers and services provided by this card, being a premium card, are not really impressive. It did not even offer international lounge access after charging Rs.10,000 as a membership fee.

This card does not even give a reasonable reward rate. Hence keeping it with the expectation of getting so much is nonsense. You can save this card if you tend to spend high using a credit card.

You can use this when you exaggerate the limit of first.


Low-cost priority pass membershipNo international lounge access
High travel insurance
24/7 concierge


  • Fuel surcharge: 1% fuel surcharge waiver
  • Interest charged: 3.49% per month
  • Foreign currency markup: 3.50%
  • Lounge Access: No international lounge access

Bottom Line

Indusind Signature Card has decent rewards to offer you. The services and benefits provided by this card are excellent. Roadside assistance and Insurance are aces amongst all. Very few cards offer such benefits.

If you want to maximize returns, then try to spend more on weekends instead of weekdays. But overall, the card is beautifully crafted and has good services. You should apply for this if you’re eligible.


How to apply for IndusInd Bank Legend credit card?

Please select a card that suits your needs and apply online. In case if your city is not featured in the drop- down menu then, it implies that IndusInd Bank is yet to launch in your city.

How Indusind Credit card interest rate is charged?

The interest rate is applied at 3.83% per month. Interest is calculated on daily basis.

Are my family members allowed to use my credit card?

No, your IndusInd Credit Card is not allowed to be used by anyone else. If you want then, you may gift an add-on card to your family members that can be used by them.

Any transaction made by them is borne by you.

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