ICICI Bank Diamant Credit Card Review

By | April 12, 2021

ICICI Bank Diamant Credit card is the ICICI Bank’s top-end invite-only card issued to high net worth individuals. And also to Private Banking customers. They have designed this card to provide rare luxury and unique experiences to its customers.

ICICI Bank Diamant Credit Card


  • Welcome Gift: Apple MacBook Air
  • Joining Fee: Rs.1,25,000+ Service Tax
  • Annual Fee: Rs.10,000+ Service Tax

Annual Fee waived on spending Rs.25,00,000 in previous year.

ICICI Bank Diamant Credit Card Rewards

ICICI Bank Diamant Credit Card rewards
  • 3RPs on spending every Rs.100 in India
  • 6RPs on spending every Rs.100 internationally
  • 1RP = Rs.0.25

Here, the reward rate is approximately 0.75% which is lower than most basic level cards. Even the HDFC Moneyback cards hold a 0.80% of reward rate. And also, the reward rate is nowhere nearer to the joining fee they charge.


It is an invite only card. Bank will call you if you are eligible for the card.

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Benefits & Features


Luxurious Gateway

  • Private Island: Enjoy preferential rates on rentals at more than 50 hand-picked exotic islands spread across the Caribbean Isles, the Indian Ocean, off the coasts of New Zealand and Australia, and in Europe’s famed Aegean and Mediterranean Seas.
  • Private Yachts
  • Jets
  • Taj Epicure Plus Membership
  • Complimentary Movie Ticket:
    • Buy 1 Get 1 at BookMyShow every once a week
    • Up to 4 complimentary tickets per month.

Comprehensive Insurance Cover

Type of InsuranceCover
Personal Accident Insurance 3 crore
Credit Shield50,000
Loss of travel documentsUSD500
Delay in flight USD 250 over 12 hour
Missing flight due to trans-shipmentUSD300

ICICI Bank Diamant Credit Card Concierge

ICICI Bank Diamant Credit Card concierge
  • Flight referral & reservation
  • Flower & gift assistance
  • Car rental & limousine service
  • Schedule appointments with physicians, hospital clinics, dentists, and dental clinics.

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Bottom Line

As you can see that ICICI is not able to justify the fees. They are not able to provide what has expected from this particular card. When we heard the words ‘by invitation only,’ our mind is super luxury services, but here we get disappointed by ICICI.

While the same card like Amex Centurion or Yes Private provides five times more services than this, we hope to see some better services shortly with this card. Even I tried their concierge, which is also flawed. They never pick up calls on time & if they picked you, to have to confront a weak customer care executive.

Hence, do good research before choosing the card.


I want to know about EMI on Credit Card?

You may also visit their website www.icicibank.com > Personal > Products > Cards > Credit Card > More > Low Interest EMI Products > EMI On Call

How do I earn PAYBACK Points?

You earn PAYBACK Points using your ICICI Bank Debit Card, Credit Card, or payments at merchant outlets or online. To understand the exact earn rate on your Card, please refer to your Card page at www.icicibank.com or call ICICI Bank 24-hour Customer Care.

We will be happy to provide you all the necessary details. Quote your linked mobile number along with your ICICI Bank Credit Card at 100 PAYBACK Partners to earn more PAYBACK Points for the same transaction.

How do I cancel auto debit option for my ICICI Diamant Credit Card payment?

To stop the auto debit facility on your credit card. Login to www.icicibank.com and go to Cards & Loans > Credit Cards > Auto Debit Setup > Select your Card > Setup Auto Debit option- No > Enter required details and submit your request

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