ICICI Bank Diamant Credit Card Review

By | April 12, 2021

ICICI Bank Diamant Credit card is the ICICI Bank’s top end invite only card, which is issued to high net worth individuals. Ans also to Private Banking customers. They have designed this card to provide rare luxury and unique experiences to its customers.

  • Welcome Gift: Apple MacBook Air
  • Joining Fee: Rs.1,25,000+ Service Tax
  • Annual Fee: Rs.10,000+ Service Tax

Annual Fee waived on spending Rs.25,00,000 in previous year.

ICICI Bank Diamant Credit Card

ICICI Bank Diamant Credit Card Rewards

  • 3RPs on spending every Rs.100 in India
  • 6RPs on spending every Rs.100 internationally
  • 1RP = Rs.0.25

Here, the reward rate is approximately 0.75% which is lower than most of the basic level card. Even the HDFC Moneyback cards holds 0.80% of reward rate. And also the reward rate is no where nearer to the kind of joining fee they charge.

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Luxurious Gateway

  • Private Island: Enjoy preferential rates on rentals at more than 50 hand-picked exotic islands spread across the Caribbean Isles, the Indian Ocean, off the coasts of New Zealand and Australia and in Europe’s famed Aegean and Mediterranean Seas.
  • Private Yachts
  • Jets
  • Taj Epicure Plus Membership
  • Complimentary Movie Ticket:
    • Buy 1 Get 1 at BookMyShow every once a week
    • Up to 4 complimentary tickets per month.

Comprehensive Insurance Cover

Type of InsuranceCover
Personal Accident Insurance 3 crore
Credit Shield50,000
Loss of travel documentsUSD500
Delay in flight USD 250 in excess of 12 hour
Missing flight due to trans-shipmentUSD300

ICICI Bank Diamant Credit Card Concierge

  • Flight referral & reservation
  • Flower & gift assistance
  • Car rental & limousine service
  • Schedule appointments with physicians, hospitals, clinics, dentists and dental clinics.

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Bottom Line

As you can see that ICICI is not able to justify with the fees. They are not able to provide what is expected from this special card. When we heard the words ‘by invitation only’ what comes in our mind is super luxury services, but here we get disappointed by ICICI.

While the same card like Amex Centurion or Yes Private provides 5 times more services than this. We hope to see some better services in near future with this card. Even I tried their concierge, which is also poor. They never pick up call on time & if they picked you have to confront poor customer care executive.

Hence, do good research before choosing the card.

ICICI Bank Diamant Credit Card


I want to know about EMI on Credit Card?

You may also visit their website www.icicibank.com > Personal > Products > Cards > Credit Card > More > Low Interest EMI Products > EMI On Call

How do I earn PAYBACK Points?

You earn PAYBACK Points by using your ICICI Bank Debit Card , Credit Card or payments at merchant outlets or online. To understand the exact earn rate on your Card, please refer to your Card page at www.icicibank.com or call ICICI Bank 24-hour Customer Care. We will be happy to provide you all the necessary details. Quote your linked mobile number along with your ICICI Bank Credit Card at 100 PAYBACK Partners to earn more PAYBACK Points for the same transaction.

How do I cancel auto debit option for my Credit Card payment?

To stop auto debit facility on your credit card. Login to www.icicibank.com and go to Cards & Loans > Credit Cards > Auto Debit Setup > Select your Card > Setup Auto Debit option- No > Enter required details and submit your request

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