HDFC Solitaire Credit Card for Women Review

By | April 19, 2021

HDFC Solitaire credit card is one of the special cards designed for women only. HDFC developed this card to attract female customers towards this area of banking services. There are very few females in the country who owe their own credit cards. And that’s why this initiative of HDFC worth appreciation.

They have designed this as a shopping card, which rewards spending through cards at retail merchants. Since women are considered more shopaholics, the bank has exclusively designed this card to get attractive rebates in shopping.

HDFC Solitaire Credit Card Review

HDFC Solitaire Card Charges

Type of Charges Amount
Annual FeeRs.500+GST
Fee Waiver Spend ₹50,000 in a year and get a waiver
of next year’s annual membership fee
Interest Rate 3.6%

HDFC Solitaire Card Rewards

HDFC Solitaire Credit Card rewards
  • Earn 3 RP for every Rs.150 you spend
  • 100 points = Rs.20

It gives you vouchers of shoppers stop of a total of Rs.1000 in a year on spending 75000 every 6 months.  Also, it gives 50% more reward points on making payment for dining & groceries through this card. This card even gives more rewards when compared to other HDFC cards.

Rewards Points remain valid for 2 years.


Also Read
HSBC Visa Platinum Credit Card Review


HDFC Solitaire Benefits

  • Fuel Surcharge Waiver: 1% fuel surcharge waiver on transactions between Rs.400-5000 at all fuel pumps.
  • No airport lounge access

You can also use reward point for paying outstanding credit card payment.

  • 1 Reward Point= Rs.0.40

HDFC Solitaire Card Eligibility

HDFC Solitaire Credit Card  eligibility
  • Age: 18 years – 60 years
  • Occupation: Available for both self-employed as well as a salaried individual

The monetary requirement for the card has nowhere mentioned which means you have first to fill the application form for the card, after which the bank will connect you for further proceedings.

How to apply?

You can apply for the card in the following manner:

  1. You have to visit the get HDFC Bank website to apply for the card.
  2. Fill up all the information to apply for the card
  3. Submit all the necessary documents required for the credit card

Documents Required

  • Identity Proof: 
    • PAN Card,
    • Aadhar Card,
    • Voter’s ID Card,
    • Driving License,
    • Ration Card
  • Address Proof: 
    • Aadhar card,
    • Voter’s ID,
    • Ration Card,
    • Electricity Bill,
    • Lease/Rent Agreement,
    • Utility Bills
  • Income Proof: Salary Slip of last 6 months
    • Bank Statement of last 6 months
    • ITR of an annual year

Our Suggestion

This card is for women only. It provides rewards for shopping with partner merchants, grocery/departmental stores. This card also allows you a fuel surcharge waiver of 1% on the range-bound transactions.

Although it has low conversion rate but overall it is a good card with average rewards.

Strength-Weakness

HDFC Solitaire Credit Card strength-weakness
StrengthWeakness
Low joining feeLow conversion rate
Average reward rate

Bottom Line

This card comes under a semi-premium range of cards designed especially for female customers. So those who are shopping freak and want to stand by themselves in the market, independently, this is the card for them. Solitaire is created only for the female segment of the country alone.

Even the range allotted on the card is decent; hence you can give it a try as the annual fee is also low.


FAQ’s

What is HDFC solitaire credit card?

HDFC Solitaire Credit Card is a credit card designed only for women and comes with a wide range of rewards across all categories. You will get various vouchers, accelerated reward points on shopping groceries & departmental stores.

What is the salary requirement for HDFC credit card?

For Salaried: Rs15,000 per month

For Self employed: ITR of Rs.2,50,000

How can I increase HDFC credit card limit?

The credit limit can be enhanced by regular transactions & regular payments of the outstanding amount with failure. You can also request enhancement via internet banking.

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