HDFC Bank Infinia Credit Card Review

By | February 11, 2021

Here we have covered some important points about the HDFC Infinia credit card.

Fees & Charges

Joining Fee: Rs.10,000/- + Applicable Taxes
Renewal Membership Fee: Rs.10,000/- + Taxes
Welcome Benefit: 1000 Reward Points

Complimentary Club Marriott membership for a year that gives up to 20% discounts.

Renewal Fee Waiver: Spend 8 lakh or more within the 12 months to induced fee waiver.

HDFC Infinia Credit Limit

Infinia Mastercard falls under “Visa INFINITE” or “MasterCard World” and comes with a minimum credit limit of 8-10Lakhs. the cardboard incorporates a unique feature of NPSL which suggests they’ll “temporarily” increase the limit if you inform the “Infinia Support Team” prior. This feature is exclusive to Infinia and isn’t applicable to the other HDFC card.

Reward Points

​​​​​Earn 5 Reward Points on every Rs.150, on all retail spends including Insurance, Utilities, Education and Rent Pay.
Earn up to 10 times Reward Points on your travel and shopping spends on Smartbuy.
Earn 2 times Reward Points on your Dining spends at stand-alone restaurants.
Default Reward Rate: 3.3%
Accelerated Reward Rate: 6.6% (2X on Dining/airvistara/hdfc bank infinia)
Accelerated Reward Rate: 33% (10X with limited partners)
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Also Visit
HDFC Bank Regalia First Credit Card Review


Reward Redemption:

You can redeem Reward Points on the dedicated portal on SmartBuy here. Reward Points can be redeemed for:

  • Flight and Hotel Bookings
  • Premium Products & Vouchers
  • Curated Global Experiences

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Other Benefits of HDFC Infinia credit card:

Complimentary Club Marriott membership for first year
Unlimited airport lounge access across the globe for Primary and Add-on member
Foreign Currency Markup : Lowest markup fee of 2% on all foreign currency transactions.
Zero Cost liability
Interest Free Credit Period : Up to 50 days of interest free period on your HDFC Bank Infinia Credit Card from the date of purchase
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Lounge Access:

You can enjoy unlimited complimentary lounge access at airports within and outside India at 1,000+ airport lounges using Priority Pass. For Lounge visits within India, Infinia Primary Cardholders can avail 4 complimentary lounge access per quarter. A transaction fee of Rs. 2 will be charged to your credit card for the lounge access

Priority Pass Membership

Primary card and add-on Card holders may utilize the refreshment and business center facilities at these lounges. Please note that the presentation of the Priority Pass card at the participating airport lounge is mandatory to avail access. The access and usage at all Priority Pass lounges is complimentary only for Primary and Add on Priority Pass holders. All guests visits using Priority pass would be charged at US $27 + GST per visit per guest

HDFC Infinia Good food Trail Program:

Good food trail program gives you the opportunity to take the finest dining experience. It provides various kinds of offer, as mentioned below;

Get complimentary Dineout passport membership for a year that offers

  • Assured flat 25% off at 2000+ premium restaurants
  • 1+1 on buffet at 200+ restaurants
  • 1+1 on Food / Drinks on select restaurants
  • Zero convenience fee
  • Early access to events and festivals such as GIRF

Get additional 15% off on all your bill payments via Dineout Pay (10k + restaurants)

Comprehensive Cover:

Accidental Air Death cover: Rs.3 Crore
Overseas medical emergency cover: Up to Rs.50 lakh
Credit Shield Cover: Rs.9 lakhs

HDFC Infinia Customer Support:

Infinia has dedicated customer support, who can really facilitate your regarding your queries. The customer support is knowledgeable and really helpful. They save lots of some time by helping you along with your travel planning, bookings, leisure activities and more. They need customer support available throughout the planet. The services provided by them are;

Global Personal Concierge – 24 X 7
Customize your travel, entertainment, and business experiences with our Global Concierge Assistance

HDFC Bank Customer Service

Toll Free: 1800 266 3310
Toll Free: 1800 102 3310
Landline: 022-6171 7606
E-mail: [email protected]
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Bottom Line

Unless or until you’re so much bothered about air miles, there is no better credit card you can ever have in India except Infinia, especially for Priority Pass. However, as you see, getting approved for one is not that easy. If you’re finding it tough to grab one, consider going for Diners Black Credit Card as its even better with 10X rewards, yet acceptance is not guaranteed.


FAQs

What are the varied products/ services offered on SmartBuy?

HDFC Bank has tied up with various partners for flight, bus & hotel booking, experiences booking, DTH recharge and e-tailing. Please take a look at our portal for brand spanking new and updated partners on on-going basis.

Should I register to get purchase on SmartBuy?

Yes. You will be able purchase and make payment by providing just your email ID and/or mobile number. By creating your own SmartBuy account, you may be able to track your order, examine past order history.
You can use your existing SmartBuy registered mobile number to log into SmartBuy Infinia customized website.

What is a Redeem points Booking?

When you book Flights, Hotels, Experience and recharge DTH on HDFC Bank SmartBuy Infinia https://offers.smartbuy.hdfcbank.com/infinia using your Infinia Credit Card points, the booking is termed as Redeem Points Booking, as you are using your Reward Points to pay for these transactions.

My login is blocked. How am I able to unblock it?

If you enter the password wrongly for five continuous attempt, the SmartBuy account are going to be blocked for security reasons. The blocked login will be unblocked automatically the next day.  Alternatively, you can call our SmartBuy customer support and get the login unblocked.

Unless or until you’re so much bothered about air miles, there is no better credit card you can ever have in India except especially for Priority Pass. However, as you see, getting approved for one is not that easy. If you’re finding it tough to grab one, consider going for Diners Black Credit Card as its even better with 10X rewards, yet acceptance is not guaranteed.

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