Citibank Prestige Credit Card Review

By | April 14, 2021

This is one of the top credit card provided by the Citibank. Issued under Visa variant is eligible to offer you best of the rewards on each of your spending. Travel perks offered by this card is provided by no other credit card of the country.

Citi bank has collab. with many partners to give amazing rewards to its customers every time.

  • Joining Fee: Rs.20,000
  • Annual Income: Rs.25 lakh
Citibank Prestige Card

Welcome Bonus

As the joining fee is high but the benefits it offer in the form of welcome bonus is equivalent which comes in the form of vouchers and reward points. Below are the welcome bonus:

  • 2500 Reward Point
  • Vouchers worth Rs.10,000 from Taj Group & ITC.

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Citibank Prestige Card Rewards

  • 1Reward Point on spending Rs.100 domestically & 2RP on spending internationally
  • 1RP = 4 Air Miles
  • 1RP = 1 Taj InnerCircle Point
  • Earn up to 30% bonus points up and above your regular earn, if you are an existing Citigold or Citigold Private Client

The last point is something which makes this card super cool. If you spend properly with the card and redeem most of your point against air miles then you will end up getting good amount of return on your spend. Spending 10 lakhs approximately in a year makes you eligible to earn up to 1,04,000 Airmiles.

Airport Lounge Access

  • Access Via: Visa Infinite & Priority Pass
  • Unlimited lounge access with PP for primary member as well as add-on card members.

Citibank Prestige Card Features

  • Tee off at leading domestic Golf Courses
  • 24X7 Citi concierge service
  • One night complimentary stay, on minimum booking of 4 nights
  • 2 complimentary meet & assist service across 300+ airports throughout the world.
  • Foreign Currency Markup: 3.5%+ Service Tax

Also Read
HDFC Diners Club Premium Credit Card Review

Citibank Prestige Card Protection

  • Air accident insurance worth Rs.5 crore
  • Lost card protection worth Rs.10,00,000
  • Overseas medical insurance of USD 50,000

Bottom Line

The rewards offered is absolutely amazing but it is amazing only for those who can play smart with them. Redeeming them against Airmiles and hotels is the best way to get maximum benefit out of it.

The card holds good for frequent flyers. If you’re a frequent flyer and want luxury, this can be your go to card.

Citibank Prestige Card


How to Earn Points On Citibank Prestige Card ?

You will earn reward point with every spend made through your Citibank Credit card. Also the reward point earnings depends on the card hold by you. Holder big card give big benefits and holding beginner card gives limited benefits.

Will my card be renewed automatically and when will I receive the renewed card?

Your card stay active till the last day of the month of expiry. And the bank by themselves send you the renewed card 2 weeks prior to the expiry of the beholded card.

What is a suspicious transaction?

A suspicious transaction is when

  • Customer gets an alert of financial / non-financial transaction which is not attempted by him/her and
  • Card is in customer possession and
  • Customer is not aware of or is not expecting any such attempt or transaction on his/her card/account
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