Axis Bank Select Credit Card Review

By | April 13, 2021

After the launch of Axis Vistara Co branded credit card, Axis has came up with new card named Axis Select Credit Card. The SELECT Credit Card is designed to give maximum benefits to all its customers.

The card provides you exclusive discount on paying online for groceries and food. Axis after along time is coming up with fresh deals. Now let us see what is offered in the card.

Fees & Charges

Type of ChargesAmount
Joining FeeRs.3000
Annual FeeRs.3000
Interest Rate3.40% per month
Foreign currency markup3.5%

* Annual fee waiver on spending Rs.6 lakh in a year
Also no fee is charged from Burgundy Account Holder.

Axis Select

Axis Select Card Benefits

Welcome Bonus: Amazon voucher worth Rs.2000

Activation Benefit: Complimentary Amazon Prime Membership.
Condition to get this benefit:
On spending Rs.5000 within 30 days of card issuance

  • Big Basket Offer: 20% off or up to Rs.500p.m on min. purchase of Rs.2000 through web/mobile app
  • 40% or up to Rs.200 off on Min. transaction of Rs.400 on Swiggy
  • Buy one & get up to Rs.300 off on the second ticket on BookMyShow

Milestone Benefit: 5000 EDGE point on spending Rs.3 lakhs in a year

Axis Select Lounge Access

  • Domestic Lounge Visit: 2/quarter
  • Get complimentary priority pass membership with 6 complimentary International lounge visit in a year.

* Priority Pass Membership renewal on annual spend of 3 lakhs

After a long we will able to see


  • 10 Axis EDGE points on every Rs.200 spend
  • 2X points on spending Rs.200 for Retail Shopping

Axis Select Features

  • Golf Access: 6 complimentary Golf rounds per year ( additional 3 visits on spending Rs.3 lakh in a year)
  • 24X7 Concierge Service
  • Dining Delight: Get up to 20% off at our partner restaurant
  • Fuel Surcharge: 1% fuel surcharge on transaction between Rs.400 to Rs.4000.

Also read
ICICI Bank Coral Credit Card Review

Insurance Cover

  • Air Accident Cover up to Rs.2,50,00,000
  • Purchase Protection up to Rs.1,00,000
  • Lost Card Liability up to Rs.3,00,000
  • Loss Travel Documents Cover up to 300USD
  • Delay of Check-In Baggage Cover up to 300USD
  • Loss of Check-In Baggage Cover up to 500USD
Axis Select

Bottom Line

Now here I see a good competition with HDFC Regalia Card, which is a premium card from long time. However, foreign currency markup is little bit higher for this when compared to its own Axis Bank Burgundy World Debit Card.

But on the other hand this much rewards from a card which has such low joining fee is really appreciable and worth competition.


What are the benefits of an Axis Bank Select Credit Card?

  • Complementary flight tickets.
  • Discounts on movie tickets.
  • Waiver of fuel surcharges.
  • Access to airport lounges.
  • Discounted deals on hotel bookings and restaurant orders.

Can I withdraw money from Axis Select credit card?

Yes! You can withdraw cash using your Axis Bank Select Credit Card any time. Just visit any ATM to withdraw the cash but keep in mind there is a limit beyond which you can not withdraw. Also the limit is different for different card holders hence just check the limit allowed to you before withdrawal.

How can I pay my credit card bill?

You can use following options to pay your credit card bill:

  • Through internet banking.
  • NEFT/RTGS online funds transfer.
  • Through BillDesk.
  • Auto debit facility.
  • Mobile wallets and payment systems.
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