Axis Bank Ace Credit Card Review

By | May 6, 2021

Axis Bank launched an entry level Axis Bank Ace Credit card in collaboration with Google Pay. The card runs on visa platform. This card is designed to give cashback on all of your spends. Let’s check what is offered.

Axis Bank Ace Credit Card Review

Axis Bank Ace Card Fees

Particular Charges
Joining FeesRs.499+GST
Annual FeesRs.499+GST
Interest Rate 3.49% per month

* Renewal fee waiver on spending Rs.2,00,000 in a year


  • 5% cashback on paying bills through Google Pay
  • 4% cashback on Swiggy, Zomato & Ola
  • 2% cashback on all the remaining spends

On spending Rs.2,00,000 in a year with planning will give you the return of Rs.17,000 as cashback. Which is nearly 8% of returns. Amazing! 8% or returns from such a basic card is seriously appreciable.

You can visit their official website to plan your spend so that you will get maximum value of of it.

Also Read
Axis Bank My Zone Credit Card Review

How To Apply for Axis Bank Ace card?

You can apply for this via visiting Axis Bank’s website/branch or also by Google Pay App.


  • Fuel Surcharge Waiver: 1% fuel surcharge waiver on transaction between Rs.400-4000
  • Dining Delight: Up to 20% on 4000+ selected dining partners
  • Lounge Access: 4 complimentary visits per year
  • Foreign Currency Markup: 3.50%

Now what to say about this card. Lounge access is one of the most attractive thing covered under this card. We have seen many cards and none of the beginner card has this feature. Axis Bank Flipkart credit card is their another beginner co branded card even that does not have this feature.

Even though ICICI Amazon Pay is also a beginner credit card & HDFC Millenia as well but none of them is this great in providing offers & rewards. Even the reward rate is provided by Axis Ace is not even provided by some premium & super premium cards.

If you are looking for a low fee card with good reward, then this will end your search.


What is Axis Ace credit card?

Axis Ace is a co-branded credit card with Google Pay to give maximum rewards to its customers. It designs to give 2-5% cashback on different categories to its customers.

How To Apply for Axis Ace credit card?

You can apply for this via visiting Axis Bank’s website/branch or also by Google Pay App.

What is the joining fees for Axis Ace card?

The joining fee for the card is Rs.499+ Taxes.

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