American Express (AmEx) Platinum Reserve Card Review

By | April 10, 2021

American Express has a good name in providing credit card services across the world. It also provides its various cards in India, which give excellent returns. It has launched one of its cards with the name AmEx Platinum Reserve Card. This article is going to detail about the same.

As we know, HDFC is the biggest card issuer in the country, but AmEx, on the same side, is doing hard work to provide good services to its customers.

I guess in no time; it can become one of the top issuers of the country. Its other cards like Amex Charge Card or Amex Platinum Travel Card is a huge success. Now let us see what has offered on this card.

AmEx Platinum Reserve Card

AmEx Platinum Reserve Card Fees

Joining FeeRs.5000+Taxes
Renewal Fee(second year onwards)Rs.10,000+Taxes
Foreign Currency Markup 3.5%

Also Read
American Express Platinum Charge Card


  • 1 Membership Reward Point for every Rs.50 spent, except on fuel & utility.
  • 11,000 Bonus Point as Welcome Rewards.

You can Redeem your Points for over 500 options across travel, dining, accessories and more.

Benefits of AmEx Platinum Reserve Card

AmEx Platinum Reserve Card benefits
  • Movie or online shopping vouchers worth Rs.6000 per year
  • Enjoy coupons for Taj, SeleQtions, & Vivanta Hotels.
  • Lounge Access: 12 Complimentary lounge access across India
  • Complimentary membership to Priority Pass, with the US$99 annual membership fee waived off.
  • Complimentary access to the leading golf courses in India, along with golf learning sessions.
  • Enjoy exciting discounts of up to 20% every time you dine at select restaurants.

AmEx Platinum Reserve Card Eligibility

For Salaried Individual:

  • Age: Over 18 years
  • Annual Income: more than Rs.6,00,000

For Self Employed Individual:

  • Age: Over 18 years
  • Annual Income: more than Rs.6,00,000
  • The company has been trading for more than 12 months.

Documents Required

documents required
  • Identity Proof: PAN Card, Aadhar Card, Voter’s ID Card, Driving License, Ration Card
  • Address Proof: Aadhar card, Voter’s ID, Ration Card, Electricity Bill, Lease/Rent Agreement, Utility Bills
  • Income Proof: Salary Slip of last 6 months
    • Bank Statement of last 6 months
    • ITR of an annual year

How To Apply for AmEx Platinum Reserve Card?

You can apply for the card in the following manner:

  1. You have to visit the American Express website to apply for the card.
  2. Fill up all the information to apply for the card
  3. Submit all the necessary documents required for the credit card

Our Suggestion

This is a premium card that gives good rewards on almost everything. The best part about this card is vouchers from Taj, SeleQtions, & Vivanta Hotels.

It also offers lounge access and a complimentary golf course, but also this card comes with a high joining fee which is a drawback. We kept this card for one year and used it mainly for flight and hotel booking.

You can also try this by keeping it for some time to understand the AmEx reward system.


AmEx Platinum Reserve Card features
  • Purchase Protection
  • 24X7 Concierge
  • Zero lost card liability
  • You can also apply for up to 4 add-on cards at no extra cost
  • Cardmember/accompanied guest has to pay a usage fee of US$32 for every lounge visit


Strength Weakness
Lounge accessHigh renewal fees
Complimentary golf course access

Bottom Line

Well, this is a sound card, but we expect more from American Express as all of its other cards offer pretty good rewards. Also, the membership fees are so costly from the second year onwards. Hence you can go for a similar card like HDFC Diners Club Premium Credit Card or SBI Elite.

This card is good for you if you want luxury membership from Taj and SeleQtion hotels.


How will I come to know that the dispute is resolved?

On the resolution of your dispute, we will send you a copy of your complaint and the outcome of your complaint at your request

How long does it take for my AmEx Platinum Reserve card to be temporarily blocked or unblocked?

When you temporarily block or unblock your Card, the change takes effect immediately.

Can I change my travel booking ?

You can make changes to your booking, but you have to contact our 24 Hour Cardmember Helpline for this. The airline or whatever be the source of the booking will charge some nominal charges for cancellation. Once it gets canceled, your refund can take up to 8 weeks to process

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