A credit card that allows people to purchase goods and services. This is one of the most common means of online payment. It is provided through a financial company. There are major types of credit cards including Visa, MasterCard, Discover, and others. Moreover, secured cards can help consumers to rebuilt damaged credit history and providing online purchases without carrying cash. Continental Finance provides all the amazing facilities whether to improve bad credit history or online purchases. The Company provides various credit cards that suit a person’s requirements. In this article, I will tell you about the Continental Finance detail and other related facts.
Lets quickly jump into the description of this credit card. Just stay tuned till the end to know more about Continental Finance.
About Continental Finance
Continental Finance is a company that is a marketer and servicer of credit cards. It is among America’s leading marketer and service provider of credit cards to those have a bad credit score and want to improve their credit history. Continental Finance Company is such a servicer for who has less-than-perfect credit.
The company has certainly established itself in the corporate field through its strong and responsible customer support, fair treatment, and trustworthy lending. Nearly 2.5 million credit cards have been managed through the Continental Finance Company team till now. It offers sublime customer service and easy access to products with advanced features. Here, no matter you have poor credit, fair credit or limited credit, the company offers a product that works according to your credit requirements. It has also come up with various educational resources so that you can successfully manage your personal credits.
Whether you want to establish new credit or rebuilding your credit, it has got you cover for helping you in achieving your goals. The company reports customer’s payment performance to all the major credit bureaus namely Experian, Equifax, and TransUnion. Continental Finance around six MasterCards and all are under license from MasterCard International. In which four credit cards namely FIT, Verse, Cerulean, and Matrix issued by Bank of Missouri and serviced by Continental Finance. The other two cards viz Reflex and Surge are issued through Celtic Bank and obviously serviced by Continental Finance.
Highlights of Continental Finance
- Managing around 2.5 million cards
- Excellent customer service access to its products through inventive features
- Offers a product that suits customers requirements
- Fair treatment to existing and future customers
- Offers responsible lending
- Helps the customers to achieve their goals with the right product
- Provides various credit cards to choose from
- Can use your credit card at any location wherever MasterCard is accepted.
- It offers an opening credit limit of about $300 to $1000.
- Free online access 24 hours a day
- Offers $0 fraud liability
Features make Continental Finance stand out from other Financing Companies
Continental finance can be considered a good choice if you have bad credit and damaged history. It definitely offers financial stability with an initial credit limit of $300 to $1000.
Moreover, what could have been better than the customer support through the team? To help you manage your personal credit it offers all the useful and necessary educational tools. Be it about knowing what is a good credit score or a good vantage score or how to improve your credit score, factors that can affect your credit score or else. Any information and awareness provided through the company itself are quite useful than provided through any other person.
The company supports fair treatment to its existing and future customers while providing completely transparent information. Be it about application and credit decision processes, with fees and charges, payment requirements, etc. All the information has contoured clearly and strictly both in a printed and online form.
It also offers a responsible lending process via operating on a “low and grow” credit limit strategy. This strategy encourages the customer to manage their account responsibly before increasing credit limit to levels they may not be able to manage it successfully today. To let you know a credit limit only increases if you have demonstrated good financial management.
On any of its credit cards, you would see a different initial credit limit from $300 to $1000. However, the potential credit limit on any credit card will be increased just after the first 6 months of the card. The company definitely offers $0 fraudulent liability. Along with this, the company has committed itself providing its customer superior value and service. To achieve a successful goal it reports customer’s payment performance history to all the major credit bureaus. Name it Experian, Equifax, and TransUnion.
Continental Credit Protection
Continental Credit Protection is a program that is completely optional. It is all up to your choice that you want to purchase it or not. It is for those who wish to protect their credit card. However, it will not affect your application for credit or terms of any credit agreement you have with the bank of Missouri or the Celtic bank.
Continental Credit Protection can cost you around $0.99 for each $100 of the account balance on the date that your monthly billing cycle closed. You can cancel this program services at any time. Moreover, if the cancellation is within the first 30 days all fees that have been charged will be refunded soon to your account.
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How to apply for Continental Finance Credit Cards?
Well applying for Continental Finance is not a very difficult task to perform. It is certainly an easy and simple application process. You can simply go to their website and can start your application by providing your personal information like name, address, and phone number. Thereafter continue to other personal info for identification purposes.
How to use Continental Finance credit cards?
You can use this card to improve credit score or to earn a credit rating if you are starting to use a credit card. Always take care of staying under a specific card limit which is $300 minimum per month on any card. Don’t make any more purchases so to avoid that sky-high APR rate which is quite much for a credit card.
Another point to consider is that always make on-time payments and try to never miss payments. Because your credit report reflects your good financial behavior. This way it will help you to build a good credit score.
You must take full advantage of the online account management tools like free monthly credit reports, its mobile app, notifications, and other facilities it provides.
This definitely an amazing card for you to clear your poor credit history or to establish a new potential credit card static. The Continental Finance credit cards issued via Celtic Bank and the Bank of Missouri.
The company has the best use for those who want to establish a solid credit card history in just six months.