A credit card that allows people to purchase goods and services. This is one of the most common means of online payment. It is provided through a financial company. There are major types of credit cards including Visa, MasterCard, Discover, and others. In this article, I will tell you about the Avant Credit Card and other related facts. These cards also offer amazing rewards, cash backs on purchases, or else.
Lets quickly jump into the description of this credit card. Just stay tuned till the end to know more about Avant Credit Card.
About Avant Credit Card
Avant is a Master Credit Card that allows people who have less perfect credit and who are new to credit. You can use this credit card to improve your credit score. You are eligible even if you had a bad credit history, instead, it helps you to re-establish your credit history with a good credit score. The WebBank issues Avant Mastercard Credit Card, it is a member of FDIC under license from Mastercard International. Avant MasterCard offers you to set up credit through reaffirming you can establish reliable and accountable financial conduct within the card limits.
Highlights of Avant Credit Card
- An opening credit card limit is set to $300-$1000.
- The potential credit limit increases after 6 months.
- Fast and easy application process.
- Free online access 24 hours a day
- Rebuild or re-establish credit score and get a potentially higher credit score.
- Experience fraud-free usage
- Get a monthly report on your payment activity to the three main credit bureaus.
- Rates of APR ranging from 25.45%
- Annual Fee is about $29.
Features of Avant Credit Card
An Avant MasterCard gives you the financial stability you need while offering an initial credit limit of $500. You can use this card at every location wherever the MasterCard is acceptable. Avant credit card account assists you to rebuild or improve your good credit score. This is through demonstrating you are making payments on-time and you are keeping the balance under the credit limit.
The potential credit limit is based on your trustworthy behavior to use the card responsibly and if the payments arrive on time. Here, you won’t need to pay for penalty APR.
Avant Credit Card offers fraud-free experience meaning that you will not be responsible for any unauthorized purchases. You will only be responsible for charges on the purchases that you will make.
The Avant Credit Card is an effective tool to build or improve your new credit or poor credit score. Basically, WebBank reports your payments directly to the major Credit Bureaus. These credit bureaus include TransUnion, Experian, and Equifax.
Moreover, once you create an account after activating an Avant MasterCard you get a free monthly credit score when you enroll in e-statement. You can check your score, see the impact of the actions you will have on your credit score, and else. This helps you to know whether your financial actions improving or harming your credit score.
Through 24 hours a day online access, you can view statements, check due dates, and make payments, recent payment history. It also provides a mobile app for you to have simple and easy access to keep track of the account activities. The Avant MasterCard is accepted in all US states except Colorado, Vermont, West Virginia, Lowa, and Wisconsin.
How to apply for Avant Credit Card?
Well applying for Avant Credit Card is not a very difficult task to perform. It is certainly an easy and simple application process. You can simply go to their website and can start your application by providing your personal information like name, address, and phone number. Thereafter continue to other personal info for identification purposes. Once applied for the card and get approved the process is quite fast, you will be mailed with Avant Card and materials containing important information.
How to use Avant Credit Card?
You can use this card to improve credit score or to earn a credit rating if you are starting to use a credit card. Always take care of staying under a specific card limit which is $300-$1000 per month. Don’t make any more purchases so to avoid that sky-high APR rate which is quite much for a credit card.
Another point to consider is that always make on-time payments and try to never miss payments. Because your credit report reflects your good financial behavior. This way it will help you to build a good credit score.
You must take full advantage of the online account management tools like free monthly credit reports, its mobile app, notifications, and other facilities it provides.
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This definitely an amazing card for you to clear your poor credit history or to establish a new potential credit card static. The Avant MasterCard issued via WebBank. The card has the best use for those who want to establish a solid credit card history in just six months.