Amazon Pay ICICI Bank Credit Card Review

By | March 19, 2021

This is a card designed for beginner. Amazon in collaboration with ICICI came up with a fantastic idea of designing this card for frequent shoppers. The process to apply for the card is quite simple and takes only few minutes to complete the application.

The virtual card is available instantly for use, if your application gets accepted. Card starts showing up in your Amazon app and net banking as well. You will get the physical in 2-3 days for free.

The best part about the whole process is that you do no require any CIBILL score to get eligible for the card.


Amazon Pay ICICI Bank Credit Card Features

  • No joining fee or annual fee
  • No limit or expiry date on the rewards earned using this card
  • Reward earnings can be used to purchase from over 10 crore products at and at more than 100 merchant partners.


  • 5% returns for Amazon Prime Customers on
  • 3% returns on for non-prime customers
  • 2% return on paying Amazon Pay merchants through Amazon Pay
  • Earn 1% back on all other purchases including shopping, dining, insurance, holidays, etc.
  • Save a minimum of 15% on your dining bill at participating restaurants

All the rewards you are going to get in the form of Amazon Pay balance.

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Fuel Surcharge

A complete waiver of 1% on fuel surcharge every time you refuel.

Amazon Pay ICICI Bank Card Eligibility

Now when it comes to eligibility, they haven’t mentioned any requirement yet. Might be it depends on your purchase history or any relations with ICICI. As they have not mentioned any thing you can contact their customer center to know about your eligibility & more.

Bottom Line

As I mentioned earlier, that this is just a beginner card. You can’t keep it as your main card. It has decent reward rates and all the returns you get will be in the form of Amazon Pay balance. Hence, if you find this suitable for you, there is no harm in applying for the same.


How to apply for Amazon Pay Credit Card ?

Amazon Pay ICICI Bank Credit Card issued by ICICI Bank in association with Amazon and Visa. This is a lifetime free Credit Card with no joining and renewal fees, which lets you earn back for every purchase, both on and off, in the form of Amazon Pay Balance. This is an invite-only program.

If I borrow an Amazon Pay ICICI Bank Credit Card from someone else and use it for my own purchases, will I get earnings in the form of Amazon Pay Balance?


Please note that these earnings will only be transferred to the card owner’s Amazon account. If you have borrowed an Amazon Pay ICICI Bank Credit Card from another person and are using it for purchase, applicable Amazon Pay balance will not be added to your Amazon account.

How much will I get back for my next Amazon purchase using Amazon Pay ICICI Bank Credit Card?

If you are a Amazon Prime member at the time of purchase, you will earn 5% of your total purchases back. Otherwise you will earn 3%. Digital and Gift Card purchases, bill payments and mobile recharges earn 2%

Can I apply for an add-on card?

No. You cannot apply for an add-on card.

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